Resources for Workers and Businesses
Small businesses and the workers they employ are the fabric of our Hill Country community. I am committed to helping the 21st District get back on its feet during this economic disruption mandated by the government to protect public health. With important relief legislation still in flux, many of these resources will need to be updated as programs come online, and further guidance is provided.
Furthermore, we have included information and resources for veterans, healthcare personnel, parents, students, and those in the district who would like to volunteer their time and resources as we continue to fight coronavirus.
I am confident that we will get through this together, and should you need any assistance please do not hesitate to contact any of my offices at https://roy.house.gov/contact for additional information.
Information Regarding Stimulus Payment Checks:
Stimulus Checks/Direct Relief Payments
The CARES Act provides direct relief payments to most taxpayers, providing cash immediately to individuals and families. Individuals are eligible for checks up to $1,200 and married couples filing jointly are eligible for checks up to $2,400, with an extra $500 for each child. This phases out beginning at $75,000 for individuals/$112,500 head of household/$150,000 for joint filers. Eligibility will be based on 2018 and 2019 tax returns. For Social Security beneficiaries, including retirement and disability, eligibility will be based on information from the Social Security Administration.
The IRS has recently launched the “Get My Payment” portal to:
- Check your payment status
- Confirm your payment type: direct deposit or check
- Enter your bank account information for direct deposit if the IRS doesn’t have your direct deposit information and the IRS hasn’t sent your payment yet
If you are interested in more information regarding the stimulus checks, please click here.
Resources for Workers:
Unemployment Insurance: State of Texas website https://twc.texas.gov/jobseekers/applying-unemployment-benefits
Apply for benefits in one of two ways:
- Apply online at Unemployment Benefit Services by selecting Apply for Benefits. Read the Applying for Unemployment Benefits Tutorial
for help applying online.
- Call a Tele-Center at 800-939-6631 and speak to a customer service representative.
Information You Need to Apply:
- Your last employer’s business name, address and phone number
- First and last dates (month, day and year) you worked for your last employer. If you worked for your last employer on more than one occasion, provide the most recent employment dates.
- Number of hours worked and pay rate if you worked the week you apply for benefits (Sunday through Saturday)
- Information about the normal wage for the job you are seeking
- Social Security number or Alien Registration number (if not a U.S. citizen)
Resources for Small Businesses:
Paycheck Protection Program
The Paycheck Protection Program (PPP) is designed to provide a direct incentive for small businesses to keep their workers on payroll by providing each small business a loan of up to $10 million for payroll and certain other expenses. If all employees are kept on payroll for eight weeks and laid-off employees are rehired by June 30, SBA will forgive the portion of the loans used for payroll, rent, mortgage interest, or utilities.
• Up to $10 million in assistance
• Loans provided by current SBA lenders
• May be used for payroll, rent, mortgage interest, or utilities
• Up to 100 percent of the loan is forgivable
Terms (for any amount not forgiven)
• Maximum term of 2 years
• The maximum interest rate of 1%
• Zero prepayment fee (SBA will establish application fees caps for lenders that charge)
How to Apply
• Loans are provided directly through approved lenders, including local banks. Banks are determining their application criteria for lending and may be restricting certain types of applications at this time. If you are unable to apply for a loan from your regular banking institution, please reach out to other banks on the SBA Lender List. Click here to look up approved lenders in your area.
• Applications should be submitted directly to approved lenders. Please have your payroll records on hand. They are critical to the lending process.
Who Can Apply
• Small business concerns, as well as any business concern, a 501(c)(3) non-profit organization, a 501(c)(19) veterans organization, or Tribal business concern described in section 31(b)(2)(C) that has fewer than 500 employees, or the applicable size standard in number of employees for the North American Industry Classification System (NAICS) industry as provided by SBA
• Individuals who operate a sole proprietorship or as an independent contractor and eligible selfemployed individuals
• Any business concern that employs not more than 500 employees per physical location of the business concern and that is assigned a NAICS code beginning with 72, for which the affiliation rules are waived
• Affiliation rules are also waived for any business concern operating as a franchise that is assigned a franchise identifier code by the Administration, and company that receives funding through a Small Business Investment Company
• Please note, businesses and entities must have been in operation on February 15, 2020
Please click here, if you are looking for information regarding resources from the Small Business Administration pertaining to COVID-19. This includes information regarding the loans available for small businesses in the recently passed CARES Act.
Please click here, if you are looking for guidance and instruction regarding paid sick leave from the Department of Labor on the Families First Coronavirus Response Act.
The United States Senate Commerce committee put together a Small business owners guide to the CARE Act. The guide can be found here.
At the request of the request of Governor Greg Abbott, the Small Business Administration (SBA) issued an Economic Injury Disaster Declaration on March 20, 2020, for all 254 Texas Counties in response to COVID-19 for the provision of Economic Injury Disaster Loans (EIDL) to businesses and private non-profits in affected communities.
SBA’s Economic Injury Disaster Loans offer up to $2 million in assistance and can provide vital economic support to small businesses to help overcome the temporary loss of revenue they are experiencing. These loans may be used to pay fixed debts, payroll, accounts payable and other bills that can’t be paid because of the disaster’s impact.
If you have suffered substantial economic injury and are one of the following types of businesses, you may be eligible for an SBA Economic Injury Disaster Loan (EIDL):
- Small Business
- Small agricultural cooperative
- Most private nonprofit organizations
You may apply for an EIDL loan here: https://disasterloan.sba.gov/ela/
Applicants can call SBA’s Customer Service Center at (800) 659-2955 or email firstname.lastname@example.org for more information on SBA disaster assistance.
TX-21 Local Resources:
Local Resources by County (Texas Health and Human Services by County)
Helpful Resources For Texans:
The State of Texas has created a comprehensive resource guide for businesses impacted by COVID-19. You can find information here: https://gov.texas.gov/business/page/coronavirus
The Texas Workforce Commission (TWC) has developed resources for employers: https://twc.texas.gov/news/covid-19-resources-employers and for jobseekers: https://twc.texas.gov/news/covid-19-resources-job-seekers
The Texas Restaurant Association has established the TX Restaurant Relief Fund to aid restaurants impacted by COVID-19. You can apply on their website https://www.txrestaurant.org/news/coronavirus-guidance-resources, and find webinars, resource guides, tips on sanitation and more useful information to help your business.
The U.S. Chamber of Commerce has information on resources and ways individuals and businesses can seek assistance. For more information, please visit: https://www.uschamber.com/coronavirus or contact 1-800-638-6582.
The U.S. Chamber of Commerce has a small business resource guide that features technology tools, employer guidance, business strategies and more as you navigate through this challenging time. For more information, please visit: https://www.uschamber.com/co/small-business-coronavirus.
The National Main Street program has resources for small business and offers community support for those impacted by COVID-19. For more information, please visit: https://www.mainstreet.org/howwecanhelp/resourcecenter/covid19resources or contact 312-610-5613.
The FCC telehealth program is live. For more information on the program and how to apply, please click here.
Resources for Veterans:
For the latest VA updates on coronavirus and tips on preventing its spread, visit https://www.va.gov/coronavirus.
For the latest blogs about coronavirus, visit https://www.blogs.va.gov/VAntage/?s=covid-19.
Before visiting local VA medical facilities, community providers, urgent care centers, or emergency departments in their communities, veterans experiencing COVID-19 symptoms—such as fever, cough, and shortness of breath—are encouraged to call their VA medical facility or call MyVA311 (844-698-2311, press #3 to be connected). Veterans can also send secure messages to their health care providers via MyhealtheVet, VA’s online patient portal. VA clinicians will evaluate veterans’ symptoms and direct them to the most appropriate providers for further evaluation and treatment. This may include referral to state or local health departments for COVID-19 testing.
VA is encouraging all veterans to call their VA facility before seeking any care—even previously scheduled medical visits, mental health appointments, or surgical procedures. Veterans can also send secure messages to their health care providers via MyhealtheVet and find out whether they should still come in for their scheduled appointments. VA providers may arrange to convert appointments to video visits, where possible.
Additionally, Many VA medical facilities have cancelled public events for the time being, and VA is urging all visitors who do not feel well to postpone their visits to local VA medical facilities. Facilities have also been directed to limit the number of entrances through which visitors can enter. Upon arrival, all patients, visitors, and employees will be screened for COVID-19 symptoms and possible exposure.
VA also announced that its 134 nursing homes (also called VA community living centers) and 24 spinal cord injury and disorder centers would be closed to all outside visitors. All clinical staff will be screened for COVID-19 daily before entering the nursing home or spinal cord injury units, and staff will work only within those units to limit possible transmission of the virus. Exceptions to the visitor policy will only be made for cases when veterans are in their last stages of life on hospice units or inpatient spinal cord injury units.
Information for Parents and Students:
- Texas Education Agency Support and Guidance
- Find meals for students
- Governor Abbott waives STAAR testing
Information can be found here for selling or donating supplies, or registering to volunteer!
If you are a licensed healthcare professional:
Resources for licensed healthcare professionals that would like to volunteer can be found here.
The CARES Act provides support for hospitals and healthcare workers. You can find a list of resources here.